Layton was named in 1885 for Christopher Layton, a soldier in the Mexican War (1846–47) who settled in Salt Lake valley and raised one of Utah’s first alfalfa crops. The city was once a shipping and processing centre for surrounding irrigated farmlands producing vegetables and sugar beets, but it now is largely suburban, with many of its farmlands given over to housing developments and commercial buildings. It has food-processing industries (flour, sugar, canneries) and is a commercial centre for the adjacent Hill Air Force Base. Layton was settled in the 1850s as an outgrowth of Kaysville, and is named after Christopher Layton, a Latter-day Saint colonizer and leader. It was included in the boundaries when Kaysville was incorporated as a city in 1868, but by the 1880s many Layton residents wanted to separate from the city. They challenged Kaysville’s authority to tax their property, claiming they received no municipal services. This dispute reached the United States Supreme Court in 1894 as the case of Linford v. Ellison, which was decided in favor of the Layton property owners. The separatist movement finally succeeded in 1902, when Layton became an independent unincorporated area. After further growth it was made an incorporated town in 1920. The town’s population increased slowly; up until 1940 it was about 600. The creation of Hill Air Force Base to the north in 1940, followed shortly by the United States’ entry into World War II, led to a dramatic population increase. War workers streamed into the area; the 1950 census counted 3,456 people. Layton became a city, transformed from a farming town to a residential community. Growth slowed after the war, but Layton continued to develop as a suburban bedroom community, as those not employed at the Air Force base began commuting to the Salt Lake City or Ogden areas. The city continued to expand geographically, annexing surrounding parcels of land, including the adjacent town of Layton and city of East Layton. In 1985, Layton passed Bountiful to become the most populous city in Davis County. Layton is located in the northern portion of the Wasatch Front, approximately 25 miles (40 km) north of Salt Lake City and 15 miles (24 km) south of Ogden. It is bordered by Clearfield to the northwest, Hill Air Force Base to the north, South Weber to the northeast, the Wasatch Mountains to the east, Kaysville to the south, Great Salt Lake wetlands to the southwest and Syracuse to the west. According to the United States Census Bureau, Layton has a total area of 22.2 square miles (57.4 km2), of which 22.0 square miles (57.0 km2) is land and 0.15 square miles (0.4 km2), or 0.78%, is water. The climate in this area is characterized by hot summers and cold winters. Great Salt Lake effect snow is common in the winter. As of the census of 2010, there were 67,311 people, 18,282 households, and 14,771 families residing in the city. The population density was 2,823.9 people per square mile (1,090.1/km²). There were 19,145 housing units at an average density of 924.6 per square mile (356.9/km²). The racial makeup of the city was 89.91% White, 1.61% African American, 0.53% Native American, 2.08% Asian, 0.27% Pacific Islander, 3.09% from other races, and 2.52% from two or more races. Hispanic or Latino of any race were 6.96% of the population. There were 18,282 households out of which 48.9% had children under the age of 18 living with them, 67.4% were married couples living together, 9.7% had a female householder with no husband present, and 19.2% were non-families. 15.2% of all households were made up of individuals and 3.5% had someone living alone who was 65 years of age or older. The average household size was 3.19 and the average family size was 3.59. Population was 35.1% under the age of 18, 12.1% from 18 to 24, 30.3% from 25 to 44, 16.8% from 45 to 64, and 5.7% who were 65 years of age or older. The median age was 27 years. For every 100 females, there were 101.7 males. For every 100 females age 18 and over, there were 100.1 males. The median income for a household was $52,128, and the median income for a family was $57,193. Males had a median income of $40,409 versus $26,646 for females. The per capita income for the city was $19,604. About 5.0% of families and 5.6% of the population were below the poverty line, including 7.0% of those under age 18 and 4.0% of those ages 65 or over. Layton City has a council/manager form of government with 290 full-time employees. The Layton City Council is composed of five members and a mayor. All members are elected by the residents of the City during a municipal election held every two years. Each seat consists of a four-year term. Council member terms are staggered. Two members and a mayor are elected at one time, and two years later the other three members are elected. The Mayor and Council are responsible for setting city policy and the City Manager is responsible for the day-to-day operations. Layton has an extended branch of Weber State University and is part of Davis School District. The city has three high schools, five junior high schools, and thirteen elementary schools. High schools Junior high schools What to Do When You Are In an ATV AccidentATVs, or all-terrain-vehicles, are ridden by children and adults throughout the state. When an accident happens on an ATV, it can be a challenge for the injured person to determine who was at fault in the accident. ATV accidents can be every bit as serious as a car accident. ATVs can travel at high rates of speed, and the riders can be thrown from their vehicles or injured in rollover accidents, causing severe injuries. Even with the proper protective gear, ATV riders can suffer serious and permanent injuries. Are Your Injuries Covered?When you’re in an ATV accident, you generally want to determine if your injuries are covered by any insurance policy. Unlike cars, however, ATVs are not usually covered by a vehicular insurance policy that will compensate victims of accidents. Instead, the victim will need to determine if there is some other type of insurance policy. If the accident was caused by a defective condition in the land, the victim may be able to seek compensation from the property owners’ insurance. Defective conditions in the land could include something that causes the vehicles to crash. If the accident was the result of the property that the riders were operating on, then the property owners’ insurance may apply. However, if the accident was merely caused by driver error, the victim will have to try to determine whether the negligent ATV operator was covered by some type of insurance policy. They may be covered by a homeowner’s insurance policy that will be available to the victim if the accident met conditions delineated in the policy. In the alternative, the owner of the ATV could also be liable. If the owner of the ATV should not have allowed the rider to use the ATV because they were a minor or were otherwise incapable of operating the vehicle, then the owner of the ATV could also be liable. Seeking DamagesLastly, the victim could seek damages by suing the responsible party personally. However, it is extremely difficult to get adequate damages from a private individual who is not covered by an insurance policy. All-terrain vehicles, commonly known as ATVs, are used across the country for work and play. Farmers and farm laborers use ATVs in order to keep track of livestock and grazing areas, inspect and maintain farmland, check and haul supplies to crops, and more. Many people also use ATVs for recreation on family farms, in off-road and mountainous areas, as well as in rural and coastal terrain. The U.S. Consumer Product Safety Commission (CPSC), which maintains injury statistics for ATVs, has documented a total of 14,129 reported ATV-related deaths during the period from 1982 to 2015. In 2015 alone, the CPSC estimates that nearly 98,000 people received emergency room treatment for ATV-related injuries. Traumatic Brain InjurySome of the most serious non-fatal ATV injury problems include traumatic brain injury (TBI), permanent concussions, neurologic injuries, spinal cord injuries, neck injuries, fractures and dislocations, in addition to chest and abdominal injuries. TBI can occur when an ATV rider hits his or her head in an accident, crash, or rollover. Often, the person involved in the crash may not even appear to be injured. People injured in non-fatal ATV accidents can suffer catastrophic, life-changing medical problems. Treatment for ATV injuries can be costly and extensive. Head and spinal cord injuries often require extensive, ongoing physical therapy and rehabilitation. ATV DangersThe most common type of injury cause involves the ATV flipping or rolling. When this happens, an ATV driver and passenger can be thrown from the vehicle, or even pinned down by it. Many people don’t realize that, in general, ATVs are not designed to carry passengers in the back. Doing so can put both passengers and the vehicle operator at an increased risk for an accident. According to U.S. Department of Labor Occupational Safety and Health Administration, ATVs lack the general stability of other vehicles, and are not meant to be driven on regular paved roads. Because children often lack the physical strength, cognitive abilities, and fine motor skills to operate ATVs properly, their risk for injury is greater than that of adults. Studies have found that adolescent and teenage ATV riders have more severe injuries and more head injuries than any other age group. Although there are state and federal laws, as well as codes and standards for all terrain vehicles, the fact remains that serious non-fatal ATV injuries and deaths can and still occur. Cost of Medical Treatment and Long-Term Care from ATV InjuriesTreatment for ATV injuries can be costly, extensive, and often involves life-changing therapies and rehabilitation. A study by the U.S. Centers for Disease Control and Prevention (CDC) examining ATV injuries in Alaska concluded that six Alaskans permanently disabled in ATV accidents might require as much as $11.5 million to cover the cost of basic long-term skilled care, assuming each disabled ATV injury victim lived until they were 65 years-old. In addition to physical damages, mental impairment and emotional damage suffered by many victims of life-changing ATV injuries may be severe. Similarly, TBI victims will require a lifetime of chronic care, together with extensive rehabilitation and the use of expensive assistive technologies, including augmentative and alternative communication devices. ATV Safety TipsTo reduce your risk of injury, follow these safety tips: Get Your ATV Injury Case EvaluatedThere are state and federal laws about ATV safety that manufacturers and sellers of ATVs must observe. If you or a loved one has experienced ATV-related injuries, you should first receive medical attention. Then, you may want to have an experienced attorney evaluate the merits of your case. You may be entitled to compensation for expenses and damages caused by your injury. All-terrain vehicles (ATVs) are off-road, motorized vehicles with bench or bucket seats. Originally, ATVs were used for agricultural purposes and other work-related uses such as border patrol, emergency medical response, law enforcement, and small scale forestry activities among others. However, over the course of several decades, they have become increasingly popular for recreational use. Unfortunately, they are not the safest form of entertainment. Laws pertaining to ATVs vary by state. In Layton, the Department of Highway Safety and Motor Vehicles regulates ATV’s. State law requires that all ATVs operated on public land be titled, all riders under 16 must wear a helmet and eye protection at all times, and the use on ATV’s on paved roads is prohibited. Fortunately, there are several steps you can take to prevent you or your loved one from being injured in an ATV accident. The CPSC provides the following safety tips for the use of ATVs: • Do not drive ATV’s on paved roads (ATVs are designed to be used off-roads). Layton Utah ATV Accident Lawyer Free ConsultationWhen you need legal help with an ATV Accident in Layton Utah, please call Ascent Law for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
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When To File For Chapter 7 Bankruptcy via Michael Anderson https://www.ascentlawfirm.com/atv-accident-lawyer-layton-utah/
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Probate is the court process in which a deceased person’s will is proved in court and determines the administration of that person’s estate. Multiple parties may have an interest in the probate process, including executors, personal representatives, possible heirs, and creditors. Many of the people involved in a probate proceeding immediately want to know how long the legal process will take. It can be difficult to determine with any certainty how complicated a case might become because of unique aspects of the estate. The length of time that a probate proceeding may last is difficult to determine, but people should generally assume that it will take at least four months. Creditors must be given 90 days, which alone accounts for a three-month period. The probate hearings most likely to be contested are typically estates of greater value or complexity. How Does Probate Work?Although the details of the formal probate process vary by state, there are some general steps that are common in every jurisdiction. First, in order to probate a will, the document must be presented to the probate court in order to schedule a hearing to appoint either the executor named therein or an administrator for the estate (also known as a personal representative). Notice of the hearing must be given to the decedent’s heirs and beneficiaries. After the personal representative of the estate is appointed, he or she must give notice to all known creditors of the estate and also conduct an inventory of the estate’s assets, now called “probate property.” This can include real property (real estate, buildings, other fixed items), personal property (jewelry, clothes, other movable objects), stocks, bonds, business interests, and the like. Once any objections are handled and the probate hearing is over, the personal representative can pay creditors and any estate taxes as well as request permission to begin distributing estate property to heirs according to the will’s provisions (or according to state intestacy law if there was no will). When all debts have been paid and property distributed, the court should be notified so the estate can be closed. Generally speaking, probating a will should take less than a year, although in unfortunate cases it can take even longer. Some factors that can make for a longer probate process may include the following: • Will contests challenging validity of the will and/or certain bequests On the bright side, though, some states do have simplified procedures for smaller estates (those with a value below a certain amount), which can shorten the length of the probate process considerably. In the interest of having as fast and inexpensive probate process as possible, it may be desirable to skip it altogether. The good news for those wondering how to avoid probate is that there are several ways, such as the joint ownership of property (property passes directly to other owner) or by designating intended beneficiaries directly on life insurance, retirement, bank (“pay-on-death” or POD), and investment (“transfer-on-death” or TOD) accounts. Creating a living trust is another option. The grantor (person writing the trust) funds it by putting in assets of his or her choice. The grantor retains control over the trust’s property until death or incapacitation. At that point, the trust is turned over to the successor trustee (previously chosen by the grantor) to distribute trust property according to the grantor’s wishes. All of this happens outside the probate process. Variables That Can Impact Your Probate TimelineThere are a lot of factors that can result in the probate process speeding up or dragging on, but there are a handful of major influencers: • State probate laws: The biggest reason there’s no definitive answer to the length of probate question is because it’s not nationally regulated, which means probate rules vary from state to state. State laws play a huge role in determining the length of probate; however they aren’t the only factors that could influence your probate timeline. • Conflict among the heirs: There’s another way to look at size in regards to probate that has nothing to do with an estate’s value and assets look at the number of heirs or beneficiaries involved. Even probate proceedings for lower-valued estates can become bogged down if there are multiple beneficiaries. This is especially true if there’s disagreement about how the estate should be handled. “How long it takes to sell a house during probate depends on the heirs, and whether or not everybody’s willing to work together to get the property sold”. It’s practically a law of nature that siblings will fight, but when you bring sibling bickering into the probate process, the proceedings come to a grinding halt. The biggest dispute beneficiaries have is when one party contests the will, but the disagreements don’t need to be that massive to delay probate. Picking fights over little things can derail the process too, such as arguing over whether or not to sell the house as-is, or how much to spend on replacing the carpet if you do decide to rehab before selling. • Will vs. no will: Conflict between beneficiaries can often be resolved by referring to the will or letting the estate executor cast the deciding vote. But that’s not always the case. Sometimes the will isn’t clear or specific enough. Sometimes the will isn’t properly signed, witnessed, or accompanied by a notarized, self-proving affidavit and sometimes there is no will. When there’s a willProbate is typically easier and shorter when there’s a will involved. When a will is well done, the decedent will include specific instructions on how their estate is to be dissolved, and will often name the personal representative or executor they want to handle the proceedings. Just don’t make the mistake of assuming that having an existing, valid will means you can skip probate altogether. Some estates require probate simply to carry out the will’s terms and distribute the estate especially if the decedent has debts and creditors that must be paid off before beneficiaries can take ownership of the assets. And sometimes, mistakes within the will can trigger probate even if the existing will attempts to avoid the probate process. Maybe the decedent made mistakes while signing the will, or failed to have the signing witnessed, or perhaps they simply failed to update it. For example, maybe the decedent moved out-of-state after completing their will, which means the existing one won’t meet the new state’s probate laws. Of course, a will doesn’t need to be invalid for beneficiaries to contest it. Heirs could claim that the decedent was coerced into signing the will, or lacked the mental capacity to understand what they were signing, or even deceived about the contents of the will. While there are plenty of grounds to contest a will, it’s rarely advisable, especially when there isn’t actual fraud involved. The legal costs involved in contesting a will both to file the complaint and defend the will are more likely to deplete the estate’s value than resolve the issues. When there’s no willThere are two myths swirling around about what happens when people pass away without a will: • The estate includes a house: As previously mentioned, estates that include a house almost always require probate. This is in part because the decedent’s home is often sold during the probate process as part of the dissolution of the estate. And anyone who’s ever sold a home knows that the sale process is complex and potentially lengthy, even without the extra burdens added by probate. For starters, you can’t even hire a real estate agent until the court legally names you as the personal representative, or executor, for the estate. In fact, you’re legally not allowed to do anything with the house until that happens. What you can do prior to becoming named as the executor is contact a qualified probate agent to determine the home’s current market value because that value can influence whether or not an estate even requires probate at all. So, before starting proceedings through a probate attorney, the smart play is to consult with an experienced real estate agent without signing a listing agreement, which you are not legally allowed to do if the estate is headed into probate. There are ways for an estate to avoid probate even if there is a house attached, however most of these arrangements need to be made before your loved one passes away. For example, the decedent’s house can be placed into a living trust. Prior to passing away, the decedent remains the trustee and manager of the living trust. Once they die, their appointed successor can immediately manage and distribute the trust without waiting to be appointed as the personal representative by the probate court. However, a living trust isn’t needed when two spouses own a home together in joint tenancy, or if the decedent’s estate allows for a beneficiary deed, or the transfer on death deed (TOD). Even if arrangements haven’t been made to transfer property outside of probate, the probate process is much simpler and quicker if ownership of the house is simply being transferred from the decedent to an heir. However, when real estate is being sold during the probate process, the proceedings become more complex, and lengthy. Do I Need A Probate Lawyer?Yes. Hiring a probate lawyer is not a legal requirement during the process, but if you are involved in probate, you might want to speak with an attorney for advice especially if you are serving as an executor or administrator and you have questions about your role or actions as you probate an estate. Overall, remember that the best way to make sure the probate process goes as quickly and smoothly as possible for your own estate is to plan ahead of time. You won’t be around to see it through, but your heirs will certainly be grateful. Probate Attorney Free ConsultationWhen you need legal help with your probate case in Utah, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 67 reviews
ATV Accident Lawyer Alpine Utah When To File For Chapter 7 Bankruptcy? Does Marriage Length Affect Property Division? via Michael Anderson https://www.ascentlawfirm.com/how-long-does-probate-court-take-to-make-a-decision/ Lawyers who have prior experience drafting and executing contracts can be hugely beneficial for a company and their bottom line. If the company is regularly dealing with clients or manufacturers, a contract lawyer can help draft standard form contracts and advise the company as to what contracts they should enter into. Because contract law can be incredibly complex, having a contracts lawyer on retainer that has knowledge about express and implied provisions, valid offers and acceptances, and what to do when a party breaches a contract, is worth all of the fees. Another advantage of hiring a contracts lawyer is that in addition to being knowledgeable about contracts, oftentimes they are also knowledgeable about business in general and can understand the needs of their clients. Contracts often underlie many aspects of everyday business transactions, and having an experienced attorney can help ensure the best interests of the company are protected. A contract is an agreement between you and one or more people lawfully binding you all to some agreement. Contracts pop up in personal and business transactions, and it’s important to make sure they’re done right. If you need a contract, consider hiring a contract attorney to facilitate the process. What Does a Contract Attorney Do?A contract attorney draws up and revises legal documents and contracts. How Do I Know If I Need a Contract Attorney?In legal contracts, the wording and format often have to be very specific to be legally binding. Working with a contract attorney will ensure that your documents are legal, admissible in court, and are free of loopholes. If you’re drawing up any sort of legal document, you may want to bring on an attorney to at least review, if not draft, the document. A contract attorney can also give guidance if you believe someone has broken a contract you’ve entered into or if you would like to get out of a contract. What Type of Attorney Should You Hire?If a company is looking for a lawyer for business contracts, it is probably worth the time and effort to do a little background research before spending money to have an attorney on retainer. It is becoming more and more common for attorneys to end up specializing in specific issue areas, as opposed to working on all different areas of the law. Thus, it is important that a company hires an attorney who has a certain set of skills related to what the job entails. For instance, a company looking for an attorney to draft contracts should not hire an attorney who focuses on family law. For business purposes, a company should try to find an attorney who specializes in at least one of the following legal areas: Retaining an attorney who specializes in more than one of these legal topics would be ideal. Oftentimes, a law firm has at least one attorney who focuses on each of the topics listed above. If the company does not wish to hire a law firm, there is still a good chance of finding a solo practitioner who has expertise in one of the above issue areas. How Much Does a Contract Attorney Cost?Many contracts attorneys charge by the hour to write, review, or consult on legal contracts. In addition, sometimes attorneys use flat rate services, often for matters that don’t require excessive effort. The rate that you’ll be charged depends on how your lawyer bills, where you live, and what type of matter you’re dealing with. Set a rate with your lawyer up front to avoid any costly surprises. A contract attorney hourly rate is that rate that a contract attorney charges per hour of work and varies depending on how much experience an attorney has. A contract attorney hourly rate is that rate that a contract attorney charges per hour of work. This rate varies depending on how much experience an attorney has. New York City used to be the town of the top salaries, but that’s now changed. There are many contractors in New York City that are begging others to not take a job for less than $230 an hour, so they don’t set the rate lower. A new attorney can charge anywhere from $435–445 an hour, while an attorney with more experience can make up to $1,250.00 an hour. There are different laws in Utah, which means employers have caps on how many hours you can work each day or each week. With many $40 per hour jobs, the limit for working each day is eight hours and in a week is 40 hours per week unless there’s an unusual deadline. Boston and other East Coast cities have $30 an hour as a standard, while Kentucky averages $24 an hour. If you work in Dallas, Texas, you can expect $20 an hour along with free parking. What Should I Expect from Working with a Contract Attorney?When your document is finished, you should expect that it is legally binding and will hold up in any court of law. Your contract attorney should make sure that you understand all of the terms you’re agreeing to and that you’re comfortable with the entire contract. If there are any issues with a document, your lawyer should clear them up so the agreement works for you. With the use of an attorney, you can feel confident in your contract or agreement. When to Hire a Lawyer for a Business ContractOne of the first steps to take after registering your business is putting a lawyer on retainer. You might enter into agreements and contracts throughout the course of your business that include unexpected obligations. Contract breaches, either on your part or on the other person’s part, can cause serious problems or even bankruptcy. The following situations describe when to hire a lawyer. When You Absolutely Must Hire a LawyerYou don’t always have to hire a business contract lawyer. However, before signing a business contract, always have a lawyer look it over and confirm that you’re getting what you expected. This doesn’t mean that the lawyer has to be there when the contract is signed, but at some point, before that, he or she must go over all of the clauses. Stock contracts can even create problems if you don’t get them adapted to your state and local laws. This is because boilerplate language—the basic language included in a stock contract—is quite easy to break in certain states. So, you need to make sure that the agreement protects your interests specifically and not just a general consumer’s. When You Probably Should Hire a LawyerWhenever possible, hire a business contract lawyer to help you negotiate the key terms of the contract. Lawyers often make excellent negotiators, and a good one can help you get a better deal. She or he can also help you consider alternatives. A finalized contract is less likely to allow additional creative solutions or proposals; most of the time, the lawyer will just go over the terms and clauses that are already present. However, if he or she actively participates in drafting and negotiating the contract, you’re more likely to get one that meets your needs and advances your goals. How Can a Business Contract Lawyer Assist Me?Executing and enforcing contracts are a normal part of many businesses’ day-to-day operations, and contracts come in many different forms. For instance, as a business owner, business contracts often cover many facets of daily operations ranging from equipment leases to employment and sales agreements. The most common types of business contracts include: What are Some Common Elements of Business Contracts?Although the specifics of business contracts differ, most share similar common elements. Most business contracts will include representations, real covenants, and conditions. Representations often include a listing of the parties involved in the transaction, the date of the transaction, and the item or service involved in the transaction. The purpose of a contract’s representation is to state clearly the will of the parties, and to clarify the transaction to be made. A condition is something within a contract that must be true or must occur in order for a deal to close. Common conditions that must occur in contract’s include: proof that the buyer can pay (usually involving a credit check); or a guarantee that every representation made by the seller will still be true at the closing date. Conflicts in contracts typically arise from the conditions in the contract; however, the issue is whether a small mistake is enough to allow the party to walk away from the deal or seek damages. What are Common Specializations of Business Contract Lawyers?Although there are general business contract lawyers that are knowledgeable in a variety of different areas of business law, many business contract lawyers choose to specialize in a certain field of business law. Should I Hire a Business Contract Lawyer?As can be seen, there are a variety of different legal issues involved in the execution and enforcement of a business contract. Further, the language involved in business contracts is often very technical and contains a large amount of dense boilerplate language and that can affect each parties’ responsibilities in the contract. Thus, it is in your best interest to consult with a well-qualified and knowledgeable contract attorney to review any contract issue that you are facing. A licensed and experienced business contract attorney can draft, review, and help you to understand the technical aspects of executing business contracts. Business Contract Attorney Free ConsultationWhen you need legal help with a business contract in Utah, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 67 reviews
File Bankruptcy Or Try To Settle? Asset Protection Trust Requirements Revocable vs. Irrevocable Trusts What Do I Do If I’m In A Business Dispute? via Michael Anderson https://www.ascentlawfirm.com/do-i-need-a-contract-lawyer-or-business-attorney/ Chapter 7 is also called straight bankruptcy or liquidation bankruptcy. It’s the type most people think about when the word “bankruptcy” comes to mind. In a nutshell, the court appoints a trustee to oversee your case. Part of the trustee’s job is to take your assets, sell them and distribute the money to the creditors who file proper claims. The trustee doesn’t take all your property. You’re allowed to keep enough “exempt” property to get a “fresh start.” Preparing for Chapter 7Before a case is filed, you’ll have to gather all of your financial records like bank statements, credit card statements, loan documents, and paystubs. You’ll use that information to fill out the bankruptcy petition, schedules, statement of financial affairs, and other documents that will be filed with the court. You can download copies for free from the website maintained by the U.S. Courts. Your attorney will use bankruptcy computer applications to produce them. Broadly, these documents include the voluntary petition for relief, the schedules of assets and liabilities, declarations regarding debtor education, and the statement of financial affairs. These documents require you to open up your financial life to the bankruptcy court. They include a listing of all of your property, debts, creditors, income, expenses, and property transfers, among other things. Once completed, you’ll file it with the clerk of your local bankruptcy court and pay a filing fee. If you’re interested in finding your local court, visit the federal court locator page, choose “Bankruptcy” under “Court Type” and add your location in the bottom box. Credit CounselingAlmost every individual debtor who wants to file a Chapter 7 case has to participate in a session with an approved credit counselor before the case can be filed. This can be in person, online or over the telephone. The rationale behind this requirement is that some potential debtors don’t know their options. A credit counselor may be able to suggest alternatives that will keep you out of bankruptcy. You can get more information about this requirement on the website for the U.S. Trustee. How the Means Test Affects BankruptcyA debtor must also successfully pass the means test calculation, which is another document that must be completed prior to filing for bankruptcy. This test, which was added to the Bankruptcy Code in 2005, calculates whether you are able to afford, or have the “means” to pay at least a meaningful portion of your debts. The means test compares your income with the median income for your state. If you fail the means test, you can only file Chapter 7 bankruptcy under very specialized exceptions. Your alternative would be to file a Chapter 13 repayment plan case. You can learn more about the means test and the numbers used in the calculation from the U.S. Trustee website. Meeting of CreditorsAfter a Chapter 7 bankruptcy is filed, the court will issue a document giving notice of a debtor’s meeting of creditors. This notice is also sent to all of the creditors that are listed within the bankruptcy documents. During the meeting of creditors, the bankruptcy trustee will ask the debtor various questions about the bankruptcy, such as whether all of the information contained within the bankruptcy documents is true and correct. The trustee may ask other questions about a debtor’s financial affairs. If the trustee wishes to investigate the bankruptcy further, they may continue the meeting of creditors on a future date. It is important to note that at the meeting of creditors, as the name suggests, any creditor may appear and ask a debtor questions about his bankruptcy and finances. In reality, however, the only creditors who appear regularly are car creditors (to ask what you intend to do about your car payments) and the IRS (to ask when you’re going to pay back those non-dischargeable taxes). Seizure of AssetsIf you have any nonexempt property, the bankruptcy trustee has the ability to seize and sell the property. Exemptions refer to federal or state statutes that allow you to protect certain types of property when you file bankruptcy. For example, exemptions exist to protect retirement accounts, such as a 401(k) plan. Any assets that the trustee can recover are distributed to creditors. Before most debtors can receive a discharge, they will have to take a course in financial management. This class is likely taught by the same group that you used for the credit counseling. Plan to spend about two hours in person, online, or on the telephone. Debtor’s DischargeIf the trustee and the creditors do not object to the debtor’s discharge, the bankruptcy court will automatically give the debtor a discharge at some point after the last day to object. The last day to file a complaint objecting to a debtor’s discharge is 60 days after the first session of the meeting of creditors. If no complaint is filed, the discharge is usually entered several days later. The discharge prevents creditors from attempting to collect any debt against you personally that arose prior to the filing of the bankruptcy. Thus, for all intents and purposes, the discharge effectively wipes out debts. However, it is important to note that not all debts are dischargeable, including certain taxes and child or spousal support obligations. Furthermore, a bankruptcy discharge is personal. This means that a creditor can still collect on a discharged debt from a co-debtor that did not file for bankruptcy. A creditor with collateral may also be able to use that collateral to satisfy some of that outstanding debt. Bankruptcy MythsFiling for bankruptcy can be a traumatic experience, particularly for people who believe some of the “myths’’ that supposedly surround the process. Some of the myths include: • Losing Everything: Actually, the majority of Chapter 7 filings are “no-asset cases,” meaning the debtor gives up no possessions. The law allows you to retain basic assets necessary for day-to-day life, like your house, car, computers or other equipment needed for you to work. These are called exemptions. Beyond that, it’s likely that creditors won’t want the possessions that aren’t covered under exemptions. Cons Requirements for Chapter 7 BankruptcyHere are five strong signs that indicate you qualify for bankruptcy: Preparing for BankruptcyThere’s some protocol to follow in the months before filing for bankruptcy. Failing to follow these instructions could undermine your efforts. • Be Truthful: You are required, while filing for bankruptcy, to provide full and complete information. You must disclose any debt, assets, accounts or other financial information. Failure to comply could lead to fraud and potential criminal charges. Once you qualify to file for Chapter 7 bankruptcy, it will take up to four months to complete the bankruptcy process. The most important factor is finding an experienced and reputable bankruptcy attorney. Chapter 7 Bankruptcy Lawyers Free ConsultationWhen you need legal help with a bankruptcy in Utah, please call Ascent Law LLC now at (801) 676-5506. We want to help you now. Come in or call in for your free initial consultation.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
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Good Resources On Estate Planning Trusts File Bankruptcy Or Try To Settle? via Michael Anderson https://www.ascentlawfirm.com/when-to-file-for-chapter-7-bankruptcy/ Alpine settlers worked hard and although they were very poor in worldly goods their faith was strong. They had been blessed with good crops for three years and life was beginning to look a little brighter. The crops of 1854 were very promising and they were looking forward to a bounteous harvest. One day the sky suddenly darkened. People rushed outside to see what the matter was. A cloud of swarming insects flew toward the fields, settled on the crops and began their destruction. The people tried all kinds of ways to destroy or drive the insects off. They fought until they dropped with exhaustion, but in no avail. The insects just moved slowly on, devouring nearly everything in their path. For ten years the settlers were tried with this plague of crickets and grasshoppers. It was a struggle to save enough of the crop for seed for the coming year and a meager existence for the families. Some of the people nearly starved to death and many of the animals died. Several settlers left Alpine for other locations where the insects weren’t so bad. The cattle had been able to winter out in the low hills most of the time before but, with the deep snow and intense cold, added to the lack of crops for feed, nearly all the animals died. Money was scarce and even if you had some, grain could only be bought in a very few places. Many of the men had to go away to work. Some logged, some worked on the railroad or took any job they could get. Several families had to go to other communities to live. By 1857 there were about forty families calling Alpine home. Alpine, though still a small community facing many problems, did her share to help. The communities or wards furnished the supply of food, a little clothing, bedding and other necessities to those who were the teamsters and maybe an ox or team to make up the four head required for each wagon. Each wagon carried one thousand pounds of flour to help both the people along the way and those brought back with them. Albert Marsh also made the trip in 1863 and brought back twelve people in his wagon. During the year of 1864 not many emigrants came because of the Civil War, but a complete team and wagon and two teamsters, James Freestone and James Hamilton, made the trip. In 1866 two fully equipped wagons and teamsters Ephraim Healey and Charles Silver wood went, and in 1868 two more fully equipped wagons and teamsters Frederic C. Clark and Jacob S. Beck responded. Only fifty wagons were in this train, it being the last group to make the trip because the east and the west were then united by rail, and it was much quicker, cheaper, and more comfortable to come by train. Mountain ville, or Alpine, was granted a city charter January 19, 1855, but the first twelve years of the city’s records are missing so most of the history thus far has been taken from journals, church records, diaries, personal histories, biographies, county and state records, newspaper clippings and early settlers’ recollections. During the year of 1868, the city was farming around 650 acres of land and according to records the quality of produce was very good. Aliens had a grist mill at the mouth of American Fork Canyon, and there was a saw and shingle mill in Dry Creek Canyon. Now many people were building outside the walls of the city’s fort. The family of Thomas Fields Carlisle had been the first to move out. He lived in the fort about six months. Not liking the confinement, he moved to the southeast part of the settlement where he owned a great deal of property. Peace having been established with the Native Americans, other people was getting anxious to return to their own property. As they continued to leave the fort, they were confronted with a serious lack of roads because some people began closing off the lanes through their property. Others had to take long detours to reach their homes from the main road. It was the responsibility of the city council to do something about the problem. For the next thirty or forty years there was a battle between land owners and council members to establish city streets. As the city continued to grow other problems emerged, one being the distinction between the city and the church. To early days it was very common for the mayor and the bishop to be the same man, and most city government was carried on with a church outlook. For example, in city minutes recorded December 18, 1867, we find: “Resolve that this council hold them responsible for the amount of wheat paid out by the Bishop for services done on the meeting house, whenever it be called for. The ward now being duly incorporated the matter of giving the Church some property was again taken up March 27, 1882, by the city council. At the meeting held January 23,1883, Don C. Strong and the city council discussed exchanging land to permanently locate the line between Lot 1, Block 8 and said Don C. Strong, owner of Lot 2, Block 8. On motion the mayor appointed W. J. Strong, George Clark and R. E. Booth a committee to locate the corners and lines of land asked for by the school trustees. The next week their report was accepted. A deed was made, accepted by the Council, signed by the Mayor, T. J. McCullough, and the Recorder, S. W. Brown, and presented to the Trustees. At the turn of the century, the population of Alpine had increased to 520 which brought many changes and improvements. A creamery was built by the dairymen to care for the milk before hauling it to Salt Lake. Electric lights and a telephone were installed. a rural free delivery mail route was established. The Alpine Co-op Store burned down. Two new stores were built. The conflict over roads for nearly forty years was partly resolved. An Amusement hall was built in 1906. The people had been considering a culinary water system for some time which was started about 1910. The first basketball team was organized in Alpine. Additional ground was purchased for the cemetery. The land was surveyed and divided into lots and fenced. All these and probably more, as well as the usual affairs of the city, kept the city fathers busy. As the pioneers had plodded westward, they were dismayed at the lack of trees on the landscape. Word was sent back to those following to bring seeds, cuttings and seedlings which they did. In 1860 three wagonloads of cuttings and tiny seedlings were brought into Salt Lake valley from Omaha, Nebraska. Others were brought in later from California and distributed among the people. From these, other cuttings were taken and passed on, and the barren hills and valleys took on a new look. Thus during the 1860s Alpine was landscaped with trees. All the streets in the main part of town were edged with rows of Lombardy poplar trees about six feet apart. Many division lines between properties also had rows of the stately trees, and other varieties were planted on the lots. Entering Alpine from the south or looking down from the cemetery hill or surrounding mountains was a beautiful sight to behold. By the 1940s Alpine was nearing the century mark, and its appearance was showing signs of neglect. A new generation was growing up that didn’t have the pride their forefathers had had in keeping up their premises. Many older buildings and fences were greatly in need of repair, and discarded machinery and other debris needed removing. At a meeting held May 6, 1944, the city council decided something should be done to try to encourage the citizens to clean and fix up their lots. To help in the project, the city offered to furnish the material to those who would put a sidewalk in front of their lots. Very few took advantage of the offer. Some did make attempts at cleaning up the debris and discarding or repairing the fences but with little effect. In February of 1946, the city bought their first road patrol or scraper to help keep the roads level. It was purchased from the county but had been used in Alpine for years. All roads in the city at this time were still dirt and gravel and could become very uneven, especially during winter or stormy weather. In March of 1946, the city purchased property now known as Grove Flat, northeast of town where the bowery is located, originally homesteaded in 1864 by Joseph Bateman and called Bateman’s Grove. When the City consolidated the water, for some reason Bateman lost his water rights and was unable to farm the ground. It was later sold to the Clark brothers, and they built a large corral there for holding and cutting out their sheep. Many people felt the zoning ordinances were unfair since Alpine was such a small city and did not need regulations as did larger cities. For some reason, the ordinances were not enforced at this time like they should have been, even though books had been printed and stored in the vault at the city hall. On September 16, 1957, Lloyd Canton was appointed building inspector a thankless job because many thought it was nobody’s business what, how, or where people built. Many would not accept the fact that a building inspector was for their own protection. Problems had been building up in the city and at the first meeting, January 8,1962, the new council felt the full impact. Twenty-eight people crowded the room with requests, many involving more money than a whole years revenue. The previous council had already taken out an anticipation bond, and the city finances were nil right then. The requests were tabled with the understanding that there were more important problems which needed immediate attention in the city and these problems had to be taken care of first. The requests would be considered later. During the month of January, subdivision maps came in for parts of the town. Not being acquainted with the good and bad points of the proposals, it was necessary for the council to hold up the building permits until information could be obtained. A new Alpine City Board of Adjustments was appointed and organized June 11, 1962, when they met under the direction of city council representative, Jennie Wild. Dewey Bennett was appointed chairman, Max Buckner, vice chairman and Joanne Beck, secretary. The appointments were set up this way so that as one person retired each year a new member was added. Their name was placed at the bottom of the list. As a result the information and workings would be carried on through the knowledge of the majority of members. The subdivision ordinance, which had been setup several years previous, had not been enforced. It was now put into effect to protect the rights and property of established citizens as well as newcomers. Strict animal control standards, temporary permits for trailer houses, development of adequately sized and shaped building lots and procedures for establishing business were enforced. This put quite a damper on the influx of people as many were coming to Alpine at that time to get away from the laws being enforced where they had been residing. Not understanding the situation, many local citizens accused the council of hindering progress. Had the council not acted when they did, Alpine could have quickly and easily turned into a very undesirable city. During 1962, a city library was established and a recreation committee appointed. The newly organized Lion’s Club provided a big, fat, jolly Santa Claus who toured the city on the bright, red fire truck and ended up at the city hall with treats for the kiddies. This made a happy climax for the year. People from Highland and individuals from some large subdivisions between Alpine and Salt Lake County tried to get Alpine to furnish them culinary water. Since the city was already having trouble keeping the higher elevation areas supplied with water during the summer, the council notified the Utah County Surveyor, that the City did not intend to sell water outside the city limits. With only one marshal for Alpine, and he having to make a living out of town, the city council members were deputized to act as peace enforcement officers in the Marshal’s absence. This had its funny side. Some of the few offenders that were approached didn’t think the council had the authority to make an arrest or enforce the law. Somewhere along the line the offenders had not been educated that even a citizen can make what is legally termed as a “citizen’s arrest.” The Alpine beautification program was launched in 1965, with a city population of 904, under the direction of Utah County, Joel C. Barlow, and Mayor Ronald Strong with Councilman Ronald Devey, Jay Singleton, Van Burgess, Eldredge Warnick and Councilwoman Jennie Wild. William Devey and Valere Hegerhorst were chosen by the council to co-chair the program, which in its first year accomplished a tremendous improvement. An estimated number of five hundred residents turned out on two separate weekends, with many out of town companies furnishing their equipment to demolish burn and clear away old homes, barns and sheds. Fences were rebuilt, dead trees removed, vacant lots cleared of debris. The sides of the streets were cleaned of litter and then mowed. The economy of Alpine, UT employs 4.25k people. The largest industries in Alpine, UT are Retail Trade (508 people), Health Care & Social Assistance (485 people), and Professional, Scientific, & Technical Services (482 people), and the highest paying industries are Professional, Scientific, & Technical Services ($78,824), Professional, Scientific, & Management, & Administrative & Waste Management Services ($73,229), and Transportation & Warehousing, & Utilities ($72,222). If you’ve been injured in an accident involving a ATV you will need a Lawyer on your side to help you make a full recovery. The attorneys are the best at building successful ATV accident claims. They are fully committed to helping you get maximum compensation for the injuries and losses you have suffered. Alpine Utah ATV Accident Lawyer Free ConsultationWhen you need legal help with an ATV Accident and Injury in Alpine Utah, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
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What Happens If I Can’t Get A Loan Modification? Salt Lake City Estate Planning Lawyers via Michael Anderson https://www.ascentlawfirm.com/atv-accident-lawyer-alpine-utah/ When you’re in need of serious help getting your credit back on track, there are two debt relief options that are worth considering. Both debt settlement and bankruptcy will reduce or eliminate your debt, but can also negatively impact your credit in the near term. Here’s what you need to know about both. What Is Debt Settlement?Debt settlement allows you to negotiate with creditors to pay off debt on delinquent, unsecured credit accounts and personal loans for less than you owe. For example, a person with a $10,000 balance on their credit card might pay $4,000 to close and settle the account and have the remaining $6,000 forgiven. Debt settlement is really only a viable option for people who have reliable income. That’s because you’ll need to make each payment you agree to with creditors over the course of your settlement plan, which for some, can last a couple years. What Is Bankruptcy?Bankruptcy can give you a fresh start or help you re-organize your debts and pay your creditors less depending upon the type of bankruptcy you file. All bankruptcy provides court-ordered protection from creditors, but the type of bankruptcy you file will depend on your personal financial situation. Chapter 7 allows for your debts to be fully discharged, while Chapter 13 provides for an organized repayment plan (there’s also Chapter 11, though it is most often used by businesses). How to Decide Which Is Right for YouAs you consider debt settlement and bankruptcy, it’s important to take an honest look at the amount of your debt, your budget and your available funds/income. Identify short and long term financial goals and how your credit health will impact these. To assess your qualifications and options for filing bankruptcy, it’s best to speak with a bankruptcy attorney. Most offer a free consultation and you’re under no obligation to file after speaking with them. If you’d like to consider debt settlement, you can begin by assessing: If debt settlement is the right option, you’ll work with a debt settlement company to negotiate on your behalf or you can negotiate directly with each of your creditors. In most cases, filing for bankruptcy will damage your score much more than debt settlement. A Chapter 7 bankruptcy stays on your credit report for 10 years. Chapter 13 stays on for seven. Filing for either type can also lower your credit score by 150 to 200 points. Successfully settled debts are marked as “settled” on your credit report for seven years, but you won’t face as many restrictions during that time period when it comes to borrowing. And your credit score may take a dip that’s just as bad as filing for bankruptcy. The danger is when debt settlement isn’t successful. If you’ve stopped making payments on your debt in anticipation of a successful settlement, you risk defaulting on your debts if it doesn’t come through. You’ll mar your credit report and might be left with no alternative to bankruptcy. Of course, you can continue paying your creditors throughout the settlement process, but most people don’t due to the expense. Which Is Easier To Qualify For?Debt settlement typically comes with fewer qualification requirements. Anyone with unsecured debt of $7,500 or more can qualify to enroll in most debt settlement companies, though most don’t operate in all 50 states. In contrast, you have to have less than $1,184,200 in secured debts and $394,725 in unsecured debts to qualify for Chapter 13 bankruptcy. You also have to be employed. Qualifying for Chapter 7 bankruptcy is much more complicated: You must meet a laundry list of criteria that proves you don’t and won’t have the funds to pay your debts. To be eligible for any type of bankruptcy, you’re also required to get credit counseling from an approved agency before filing. And you won’t qualify for bankruptcy if you’ve had a past bankruptcy petition dismissed in the past 180 days. Filing Chapter 7 BankruptcyYou have two options when it comes to a bankruptcy filing and they both work differently. In a Chapter 7 bankruptcy, your debt is wiped out, regardless of how much you owe. The kinds of debts you can get rid of through Chapter 7 include medical bills, credit card bills and unsecured loans. Student loans generally can’t be discharged in either type of bankruptcy unless you’ve got a sustained financial hardship that keeps you from making your payments. To file Chapter 7, you have to meet certain income guidelines under the means test. The guidelines are determined using Census Bureau data. They’re based on where you live and how many people are in your family. You have to be at or below the income limit established for your family size to qualify for Chapter 7, unless you can prove that you don’t have enough disposable income to pay a certain percentage of your debt each month. One disadvantage of Chapter 7 is that you may have to give up some of your assets as a trade-off for eliminating your debt. These assets are turned over to the bankruptcy trustee overseeing your case, who’s responsible for liquidating them and using the proceeds to pay your creditors. Depending on where you live, you can claim federal or state exemptions to protect certain assets, like bank accounts, jewelry or vehicles. But there are limits to how much you can exempt. Chapter 13 is also a way to clear your outstanding debts but the process is a little more involved. Typically, a Chapter 7 bankruptcy can be completed within six to nine months, but it can take up to five years to get a discharge in a Chapter 13 case. Unlike Chapter 7, there are limits to how much debt you can include in a Chapter 13 filing. When you file, you have to agree to pay back some or all of your debts. The amount you have to pay back typically depends on the types of debt included in the bankruptcy and how much you owe. A Chapter 13 payment plan can last three or five years, based on your income. If you default on your payment plan, the case can be dismissed which leaves you open to collection actions and you won’t get back any of the money you paid in. The upside of a Chapter 13 case compared to Chapter 7 is that you get to keep all of your assets. If you’re behind on your mortgage payments, you can also file Chapter 13 to get caught up if a foreclosure is pending. Depending on whether you’re upside down on your home, you could also use a Chapter 13 filing to get rid of a second mortgage. Debt Settlement BasicsSettling a debt means asking your creditor to accept less than what’s owed to resolve the account. Generally, creditors will only settle a debt once your account falls significantly past due. The amount that you can settle a debt for depends on the creditor, but you may be able to settle for anywhere from 35 to 75 percent of the total balance. There are companies that offer debt settlement services for a fee but it’s possible to settle a debt on your own. Once you decide how much you can afford to pay, you just call the creditor up to get the negotiations started. Typically, you have to be able to make one lump sum payment or several smaller payments if your offer is accepted, so you should only consider settlement if you have cash on-hand. If the creditor is willing to work with you, they may try to make a counteroffer but you should only agree to what you can afford. Once an offer is accepted, you pay the creditor and the remaining balance is forgiven. The account will be reported as “Paid” or “Settled” on your credit and you won’t have to worry about any additional collection actions. Advantages and Disadvantages of Debt SettlementDebt settlement can be the best way out of a financial mess, but it is full of pitfalls. The biggest problem is convincing a creditor, or multiple creditors, to accept less than they are owed. Creditors aren’t obligated to enter a settlement agreement, but many are willing if they believe you can’t pay and otherwise will file for bankruptcy protection a step that could mean they receive little or nothing. Some people hire a debt settlement firm to represent them, but others negotiate themselves. The advantage to contracting with a debt settler is saving time and avoiding the hassle of negotiating yourself. Advantages to settling a debt: Advantages and Disadvantages of BankruptcyBankruptcy chapters 7 and 13 are the two avenues individuals have to clear their debts through the courts. Chapter 7 eliminates your debts, but in some states might require you to liquidate all you own, including your car and house, to help compensate your creditors. Chapter 13 protects your home from foreclosure but requires that you partially repay creditors over a three to five year period. Because it requires repayment, it is often called “wage earners bankruptcy.” Both chapters will cause long-lasting damage to your credit report. In addition, student loan debt, income taxes and child support payments can’t be discharged in bankruptcy, so you will still be obligated to repay them. Advantages to Chapter 13 bankruptcy• Protects your property, including your house and car, from foreclosure and repossession to cover debts. Where Bankruptcy Doesn’t HelpBankruptcy does not necessarily erase all financial responsibilities. It does not discharge the following types of debts and obligations: Bankruptcy Lawyer Free ConsultationIf you have a bankruptcy question, or need to file a bankruptcy case, call Ascent Law now at (801) 676-5506. We want to help you. Come in or call in for your free initial consultation.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 67 reviews
ATV Accident Lawyer Park City Utah via Michael Anderson https://www.ascentlawfirm.com/file-bankruptcy-or-try-to-settle/ Trusts can be effective tools for assisting and making life easier for a surviving spouse. They can also be used as part of a strategy to reduce estate settlement costs. People might do an excellent job of managing their assets when they are active and alert, but when their health fails, they might wish to assign the management of their assets to a trustee through a trust instrument. If the estate of the first to die is large and will flow directly to the surviving spouse, especially if the surviving spouse is elderly and inexperienced in investing and managing assets, a trust might be the most desirable method of meeting the surviving spouse’s and children’s present and future interests. A trust is a legal relationship. Unlike a corporation, a trust is not considered to exist as an entity separate from the people that own it and control it. A trust is created when it is signed, or it can be created orally. It can be funded anytime. In a trust, assets are entrusted to a trustee who holds legal title and manages the assets until they are distributed to the eventual beneficiary. The terms of the trust describe how income from the assets and principal are to be distributed and managed. The trustee can be a bank, a trust company, another professional, or one or more family members (spouse, son, daughter, or self). Usually the trustee is someone trusted by the trust creator (the settler or grantor). The trustee should be capable of managing the assets entrusted to him or her by the creator, until the assets are distributed to the benefactors. Beneficiaries can receive income from a trust during the trust’s existence, and/or receive assets when the trust is dissolved. When a trust is set up by spouses, the surviving spouse usually receives the income from the assets that are in the trust; assets then go to the children when the trust is dissolved. When a trust is created, the creator determines the conditions under which the trust will be dissolved. In the case of creating a trust with a child as the beneficiary, some creators wish the trust to be dissolved when the child is capable of wisely spending or investing his or her inheritance. A trust can also be dissolved when the surviving spouse dies. In both instances, the benefactors can receive income from the assets in the trust, and have limited access to the principal, if needed, before the trust is dissolved. If assets are to be transferred to a trustee, titled assets (cars, trucks, stocks, bonds, real estate, savings/checking accounts, certificates of deposit, insurance policies, retirement accounts, etc.) should be retitled, as titles need to be changed with each respective titling agency. Some banks will institute an early withdrawal penalty if the title of a certificate of deposit is changed before the certificate matures. Assets without titles need to be signed over to the trust. Then, at the termination of the trust, assets need to be retitled and transferred back to beneficiaries. In regards to transferring assets, the same processes that happen through probate occur with a trust. Transferring property through a trust rather than through probate is not necessarily simpler and might or might not allow the heirs to receive a larger portion of the inheritance, but the trust process is usually quicker. However, transfer of property through a trust is more private, as there is no listing of assets and value of assets in the probate court or newspaper. Because the trust is a legal relationship not separate from the people that own and control it, assets transferred to a trust need to be put into the name of the trustee, not into the name of the trust. Transfers of title into the name of the trust might be a void transfer. Types of TrustsAssets can be transferred into a trust directly while one is living (these trusts are known as “inter-vivo” or “living trusts”), or assets can be directed into a trust by one’s will (these are called “testamentary trusts”). Living trusts that can be changed or revoked by the settler are called “revocable,” while those that cannot be changed or revoked are called “irrevocable.” Revocable Living TrustsProperty placed in a revocable living trust can be returned to the creator by revoking the trust. Since the creator has the power to pull the assets back, when the creator’s estate is settled, assets in a revocable living trust are inventoried, appraised, and included in and federal estate tax calculations. Irrevocable Living TrustsWhen an irrevocable living trust is created, the creator has given the assets to the trustee. The creator no longer has control over the assets, or the legal right to control them in the future, unless the creator is the trustee. Assets in an irrevocable living trust are not subject to estate taxes unless the creator is also the trustee or has retained other rights. Totten Trust (Payable-on-Death Accounts)This is even easier than setting up a revocable living trust. If you have a bank account, you can simply turn it into a Totten trust by signing a form that your bank provides that designates the beneficiaries that you wish to receive the contents of the account. Totten trusts avoid probate and are very efficient at transferring property to your beneficiaries. In addition, Totten trusts can often be set up to pass securities (stocks and bonds) as well as bank accounts. Trusts have been used to minimize federal estate taxes while providing security to a surviving spouse. One strategy to do this is to create a trust and write the wills of both spouses so that their assets pour over into the trust when the first spouse dies. In other words, the assets are willed to the trust rather than to the surviving spouse. The surviving spouse then gets the income from the trust and has limited rights to the principal, but the property in the trust is not in the surviving spouse’s estate. This is one way to have the first to die spouse’s assets pass through estate settlement and be charged estate settlement costs only once instead of twice if passed from the first to die to the survivor. This strategy no longer reduces federal estate taxes due to the portability of the federal estate tax exclusion, but it still reduces other estate settlement costs. A new provision in the federal estate tax law might reduce the use of trusts in estate planning. Another very effective use of trusts is to make the trust the owner and beneficiary of life insurance. This might reduce estate settlement costs since the proceeds are not subject to federal estate taxes (in certain cases), appraisal, probate costs, or attorney fees (in certain cases). To minimize estate taxes yet provide for a surviving spouse, a trust might be utilized. However, if a trust is used to avoid probate, it should be done in the appropriate situations and for the correct reasons. One appropriate reason for living trusts is privacy. When an estate is settled, property being transferred, along with its appraised value, is often listed in the newspaper and at the county courthouse. However, if the property has already been transferred to a trust, it is not owned by the deceased at the time of death; therefore, it is not listed in the newspaper or at the courthouse. Living trusts are only one of several ways to avoid probate. Other methods include joint ownership of real property with rights of survivorship (JTRS), owning property such as retirement accounts with named beneficiaries, having payable on death (POD) accounts, giving before death, and owning life insurance policies with a named beneficiary. Probate might also be avoided by using a transfer on death (TOD) designation for stocks, bonds, other securities, real estate, and automobiles. Unfortunately, the laws of Ohio are not uniform as to each of these asset categories. For example, with any security, you can specify that if the intended beneficiary predeceases you, the predeceased beneficiary’s share will pass to the beneficiary’s lineal descendants, per stripes. However, with real estate, you have to specifically name the contingent beneficiaries. Accordingly, if one of your children has another child after you set up the deed, you will need to prepare a new deed to reflect a new contingent beneficiary. If these limitations are not of concern, you should be able to avoid probate for all titled assets without going to the expense of a trust. Typical probate fees are estimated to be between $150 and $400. Probate fees are negligible, so avoiding probate to avoid probate fees might not be appropriate. Executor fees are another settlement cost. An executor in the probate process performs functions similar to those of a trustee for a trust. In general, the more time spent and the more management required of a trustee, the higher the fees (assuming the fees are accepted). Assuming that a family member is the executor or trustee, the fees are not a concern. However, trustee fees might be higher if a bank or trust company performs the function. Avoiding probate to avoid executor fees is not advantageous since trustee fees might be as much as or higher than executor fees. An appraisal is needed if tax forms have to be filed. An appraisal might be necessary when assets are placed into a living irrevocable trust, as gift tax forms might need to be filed. So the appraisal fee is often incurred even if probate is avoided with a trust instrument. Attorney fees are often a large portion of estate settlement costs. However, attorney fees will be charged when property is passed on to others through the probate process or through a trust. Also, to settle an estate, some attorneys charge by the hour. Others base their fees on a percentage of probate property only, and some base their fees on both probate and non-probate property. Although the percentage charged for non-probate property is generally lower than the percentage charged for probate property, one cannot automatically assume that non-probate property will not be included in the attorney fee calculation. Attorneys also charge to create and dissolve trusts. Property must be retitled into the trust when it is put in, and it must be retitled out of the trust when the trust is dissolved. Retitling might or might not be included in the fee charged by the attorney who created the trust. Therefore, attorney fees might not be reduced when avoiding probate by the use of a living trust. If you are considering a living trust to save attorney fees, consider the total cost of creating and dissolving the trust. In general, with a living trust, you pay attorney fees up front, but you also pay after death to dissolve the trust. If assets are handled by probate, the court oversees their retitling and transferring. If assets are put into a trust, an attorney has to do their retitling and transferring when the trust is dissolved. Steps to an Estate PlanA checklist to help you take care of your family by making a will, power of attorney, living will, funeral arrangements, and more. Here is a simple list of the most important estate planning issues to consider. • Make health care directives: Writing out your wishes for health care can protect you if you become unable to make medical decisions for yourself. Health care directives include a health care declaration (“living will”) and a power of attorney for health care, which gives someone you choose the power to make decisions if you can’t. (In some states, these documents are combined into one, called an advance health care directive.) The Importance of Estate PlanningMany people believe that having an estate plan simply means drafting a will or a trust. However, there is much more to include in your estate planning to make certain all of your assets are transferred seamlessly to your heirs upon your death. A successful estate plan also includes provisions allowing your family members to access or control your assets should you become unable to do so yourself. Here is a list of items every estate plan should include: Get Legal Help Finding the Right Estate Plan for YouProbate laws are some of the oldest on the books. While the terminology and concepts may seem archaic, the good news is that you don’t have to figure this all out on your own. There are estates planning attorneys who can help you map out your estate plan and draft important documents. Get started on planning your estate by contacting an experienced estate planning lawyer. Free Consultation with a Utah Estate LawyerIf you are here, you probably have an estate issue you need help with, call Ascent Law for your free estate law consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 67 reviews
How Soon Must A Probate Be Filed? via Michael Anderson https://www.ascentlawfirm.com/good-resources-on-estate-planning-trusts/ Loan modification is a change made to the terms of an existing loan by a lender. It may involve a reduction in the interest rate, an extension of the length of time for repayment, a different type of loan, or any combination of the three. Such changes usually are made because the borrower is unable to repay the original loan. Most successful loan modification processes are negotiated with the help of an attorney or a settlement company. Some borrowers are eligible for government assistance in loan modification. How Loan Modification WorksAlthough a loan modification may be made for any type of loan, they are most common with secured loans such as mortgages. • A loan modification is typically granted to a borrower in financial crisis who can’t repay the loan under its original terms. A loan modification may involve a reduced interest rate, a longer period to repay, a different type of loan, or any combination of these. • Settlement companies are for-profit entities that work on behalf of borrowers to reduce or alleviate debt by settling with their creditors. Government ProgramsMortgage loan modifications are the most common type because of the large sums of money at stake. During the housing foreclosure crisis that took place between 2007 and 2010, several government loan modification programs were established for borrowers. Some of those programs have expired but government-sponsored loan modification assistance is still available to some borrowers. These include: • Fannie Mae, the government-sponsored mortgage company, has a program called Flex Modification. Applying for a Mortgage Loan ModificationA mortgage loan modification application will require the details of a borrower’s financial information, the mortgage information, and the specifics of the hardship situation. Each program will have its own qualifications and requirements. These are typically based on the amount the borrower owes, the property being used for collateral, and specific features of the collateral property. • Apply for a modification as soon as possible. To qualify for a modification, you’ll have to submit a complete “loss mitigation” application to your loan servicer. It’s best to submit your application as soon as you know you’ll have trouble making your payments or shortly after you fall behind. If you take several weeks or months to put your paperwork together, a foreclosure could start or continue, leaving you with less time to work out a foreclosure alternative. • Send in all items the servicer requests. To get protection against dual tracking under federal and some state laws, you have to send your servicer a complete application. An application is complete once you’ve sent in everything that the servicer requested—like a financial worksheet, pay stubs, bank statements, information about your assets, tax returns, and a hardship statement. One of the main reasons that people often don’t get approved for a modification is because they fail to send in every document that the servicer requests. The servicer won’t make a decision your application until all of your items are in. If you leave out just one document—or send paperwork that’s outdated—the servicer will likely deny your request for a modification. • Be sure to include every page of each required item. When you send your paperwork to the servicer, don’t omit any pages. For example, even if page three of your bank statement is blank, if the other pages say “Page 1 of 3” and “Page 2 of 3”, you need to send all three pages. Otherwise, the servicer will probably consider the document incomplete. • Keep all correspondence you receive from the servicer. Be sure to retain all written communications you receive from the servicer, such as a confirmation letter that the servicer received your complete application or a letter telling you that certain items are missing. This information could be useful later on if you want to challenge a foreclosure by showing the servicer didn’t comply with servicing laws. (To learn what to do, and what not to do, in a foreclosure, see Foreclosure Do’s and Don’ts.) • Send illegible documents. When you send your paperwork to the servicer, be sure that all pages are legible. Otherwise, the servicer might deem them unacceptable and deny your application. Be aware that what you consider acceptable and what the servicer considers readable might be different. The servicer won’t put in a lot of effort to decipher words or numbers that are potentially unclear. It’s in your best interest to make it easy for the servicer to read the documents by submitting only clear, clean copies. • Lose your cool if the process isn’t perfectly smooth. Stay calm, even if you have to resubmit paperwork you already sent in. Resend whatever item the servicer asks for, and send it as soon as possible. If you get irritated with the servicer and insist that you already submitted all required documents rather than resending them, you’ll only hurt yourself. Remember that your servicer is likely getting thousands of requests for modifications—don’t give the staff an easy reason to turn down your request. Essentially Having A New Loan?When you do a loan modification, they actually record a new deed of trust in the land records with the terms of the new loan modification. So, essentially if you fell behind in a loan modification, it’s just like falling behind on the original mortgage except the payments are lower and you’re not falling behind as fast as you were when the payments were higher. What Are Some of The Other Alternatives to Foreclosures?Once you start to fall behind on your mortgage, your first option is to call your lender and see if you can work out either some kind of forbearance. If it’s a temporary collection on your income or you’re just out of work for 6 months but now you’re back to work, and the forbearance means they’ll work out some program with you to catch you up on the 2 or 3 months that you missed. Attorney James Logan can do a reinstatement if you have funds available. Why Bankruptcy Would Be A Better Option?Bankruptcy may be a better option for loan modification if you’re not too far behind in your mortgage and you have other debts that can be dealt with in a bankruptcy. So, those are probably the two situations where it makes more sense to file a bankruptcy. Unfortunately, by the time many people come to see a lawyer, they’re two, three, four years behind in the mortgage which they can’t afford just the regular payment. Loan Modification Attorney Free ConsultationWhen you need legal help with a loan modification in Utah, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506 via Michael Anderson https://www.ascentlawfirm.com/what-happens-if-i-cant-get-a-loan-modification/ About 136,000 people were treated in emergency rooms for All Terrain Vehicle (ATV) related injuries in 2004. And from 1982 to 2004, almost 6,500 people died in ATV-related accidents. Nearly a third of all these deaths and injuries involved children under the age of 16. But not only is the number of ATV-related accidents and injuries high, they are increasing at an alarming rate (injuries doubled in a recent five-year period). This is due in large part to their phenomenal popularity. Four-wheel ATVs in use in the U.S. has increased from about 2 million to over 6.9 million in the last decade. The first ATVs were sold in the U.S. in 1971. These three-wheelers were involved in so many rollover accidents that the United States Justice Department filed a lawsuit alleging that ATV manufacturers were violating the Consumer Product Safety Act. By 1987, ATV manufacturers discontinued making three-wheeled ATVs, but they did not recall the 2.4 million that had already been sold. Some of these dangerous vehicles remain in use today. Even four-wheel ATVs are being blamed for accidents caused by design and manufacturing defects. When you need a Park City ATV Accident Attorney Lawyer, Call Ascent Law Right AwayNumerous ATV Accident Lawsuits have been filed against ATV manufacturers for “failure to warn” that the manufacturers knew of a hazard with regard to their vehicles yet did not warn consumers about it. Since 2000, hundreds of thousands of ATVs have been recalled. Common causes of ATV accidentsATVs are rugged, heavy vehicles capable of reaching speeds of 65 mph. Even for experienced drivers, ATV’s can be extremely dangerous and pose serious risks. Some of the common causes of accidents: Who is responsible for an ATV accident?Determining who the responsible party is following an accident will be one of the first steps a lawyer will take. If the vehicle itself was defective or malfunctioned, you may have grounds for a product liability claim against the manufacturer. If you were on the ATV owner’s private property, a claim with the homeowner’s insurance policy or against the owner may be the next step. If you or a loved one has been seriously injured in an accident caused by someone else’s negligence, recklessness or wrongdoing, you may be entitled to compensation for your injuries. Our ATV accident lawyers will carefully listen to your account of the accident, determine your legal options and identify the best course of action moving forward. While hiring a personal injury lawyer won’t take away the emotional or physical pain of an accident, we may be able to ease the toll that ongoing medical bills continue to take on your bank account and your mental well-being. We will fight to secure financial security for future medical treatment and care of your loved one. Future Medical Care and ExpensesUnfortunately, for many accident victims and their families, life will never be the same following an ATV injury. It is not uncommon for catastrophic injuries, such as severe brain and spinal injuries, to require lifelong medical treatment and care. For parents, spouses or other caregivers, the thought of being unable to provide future care for their loved one when they are no longer able or alive to do so can be devastating. It is imperative that you contact an experienced lawyer as soon as possible following an accident in order to preserve your right to file a potential claim. If you or a loved one has been seriously injured in or died as a result of an all-terrain vehicle accident caused by the negligence of another person, contact the personal injury lawyers. • Bodily Injury and Property Damage Liability: This will cover the cost incurred with damaging property or injuring a person. Park City Accident and Injury Lawyer Free ConsultationIf you’ve been injured in an accident in Park City Utah, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506 via Michael Anderson https://www.ascentlawfirm.com/atv-accident-lawyer-park-city-utah/ In Utah, there are no time limits when applying for Probate, although it’s possible that you won’t be able to deal with your loved one’s affairs until you’ve got a grant of Probate, so you might not want to delay for too long. There are also time limits with regards to submitting an Inheritance Tax return which you need to be aware of. Time Limit for ProbateAfter a loved one dies, going through the legal process of Probate is likely to be the last thing you want to do. Understandably you need the time to grieve, and to make practical arrangements like organizing the funeral and securing their empty property. However, at some point you’ll need to find out whether or not Probate is needed. Probate is the process you have to go through in order to get the legal authority to deal with a deceased person’s affairs. This means that although there aren’t any time limits, you might not want to wait too long before starting the Probate process. You won’t be penalized for delaying, it’s just that all these assets will effectively be ‘in limbo’, as no one will have the legal authority to manage them. Additionally the beneficiaries may become impatient and ask that you step down from your role as Executor or Administrator. Time Limit for Inheritance TaxThere is one time limit that you need to bear in mind, and that relates to Inheritance Tax and filing of the Inheritance Tax returns. If the short Inheritance Tax Return Form is used, there is no deadline to submit the form. However, if the long Inheritance returns Form is used then it must be submitted within a year of the death of your loved one. If Inheritance Tax is payable, it must be paid within six months of the death. If you fail to meet this six month deadline, you could incur additional interest or financial penalties. Again, if you are the Executor or Administrator of the Estate, failing to submit an Inheritance Tax return in time could prompt the beneficiaries to complain. Beneficiaries can even ask a Court to remove an Executor. Probate has a reputation for lasting just short of forever, but is this always the case, it depends on many factors. Some estates settle or close within a few weeks or a few months, while others can take a year or longer. All this often chugs along under the supervision of the probate court, and this can further slow things down. The process can slow to a crawl when there are complications. Many deadlines follow a person’s death as his estate is being probated in Utah. Probate is the process by which courts make sure that a deceased person’s debts are paid and property distributed to his heirs. Deadlines in this process must be satisfied in order for the process to proceed smoothly. Petitioning the CourtThe custodian of the will must deliver the will to the superior court and provide a copy to the named executor within 30 days of learning of the death. The Utah Probate Code states that failure to share these documents in a timely fashion creates liability “for all damages sustained by any person injured by the failure.” This step is often done in conjunction with filing a Petition for Probate. Petition DeadlineThe probate process begins when the executor files a Petition for Probate. If the decedent left a will, this document is characterized as a Petition of Will and for Letters Testamentary. If the will does not name an executor, it is a Petition of Will and for Letters of Administration with Will Annexed. If there is no will, the document is a Petition for Letters of Administration. The Petition for Probate must be filed within 3 years after the date of death or the statute of limitations will expire. You can, and should, file before that time period. We suggest filing right away. Contesting ProbateAfter the will has been admitted to probate, the court appoints an executor or administrator by issuing Letters Testamentary or Letters of Administration. The law provides that any interested person may contest the admission of a will to probate as long as they petition the court within 120 days after the will has been admitted to probate. The petition must state the basis for the objections. Creditor ClaimsThe executor of the estate publishes a Notice of Petition to Administer Estate in the legal notice section of a local newspaper. This publication provides notice to the decedent’s creditors. After publication, the executor must file an affidavit of publication with the court, indicating he has complied with the law. Creditors have four months after the date letters are first issued to the executor or 60 days after a notice of administration is delivered to the creditor. Filing the InventoryThe Utah Probate Code requires the executor or administrator to file an inventory and appraisal of the decedent’s property with the court within four months of the Letters Testamentary or Letters of Administration being issued. Depending upon the circumstances, courts may extend this time limit. Tax ConcernsIf the estate earns income after the decedent dies, the estate is liable for taxes assessed on that income. This is different from the decedent’s final tax return, which reflects taxes assessed on money earned while she was alive. The quickest routes to transfer estate assets are through independent administration, monument of title, or avoiding probate altogether. If you must, however, go through formal probate of an estate, the process can drag on for years. The executor does not even have to file for probate for four years. Usually, however, people file wills with the probate court somewhere between couples of months to a year after the death. With formal administration, just the notices to the public, to creditors, and to the beneficiaries can take several months. The judge will have to decide whether to admit the will to probate. There will be multiple hearings along the way. Formal probate can take years, depending on the complexity of the estate and whether creditors or beneficiaries get involved. The executor, sometimes called the personal representative, is in charge of managing the estate through the probate process. Sometimes, with larger estates, an attorney might be involved as well. Where the personal representative lives in relation to where the attorney is located might not seem like a big deal in this day and age with all the modern technology we have at our fingertips. But the distance between the personal representative and the attorney can indeed make a difference. When a personal representative is located close to the attorney’s office, she can pop in to take care of problems on a moment’s notice. If she lives far from the office or in another state, quick meetings just can’t happen. And keep in mind that almost all documents that are filed with the probate court require the original signature of the personal representative. Faxed or emailed signatures won’t do. The closer the personal representative is to the attorney, the more quickly things will get gone. Probate will take longer as the number of beneficiaries of the estate increases, particularly if they, too, live far from the probate attorney’s office. This is simply a function of the time it takes to send multiple documents back and forth between numerous people who are located in many different places. It’s unlikely that any two beneficiaries will agree on everything that must happen with an estate, let alone three, four, or more of them. Some beneficiaries might even hire their own attorneys to monitor the probate process and these types of attorneys tend to nitpick over every single thing the executor does. Suffice it to say that the more the beneficiaries an estate has and the more they find fault with the process, the longer probate will take. A will contest is a legal proceeding initiated to invalidate a last will and testament. Will contests are based on one of four arguments, or sometimes a combination of them: • The will was not signed with the proper legal formalities. A big snarl can occur if the deceased didn’t leave a will. This doesn’t mean that her estate doesn’t have to be probated. It means that the court will be heavily involved in the process every step of the way. The judge will have to appoint an executor because the deceased didn’t nominate anyone in a will. State law will determine which heirs will receive bequests from the estate and in what percentages. Even simple steps in the probate process will take longer than if a will had been available. Probate should be relatively simple when an estate is comprised of just a couple of assets, maybe a house and a bank account. The exact rules and requirements can vary by state, but many states make simplified probate options available when an estate isn’t complicated. The total value of the deceased’s probate assets must usually fall below a certain dollar limit. In this case, the probate court will allow the transfer of assets to living beneficiaries based on a small estate affidavit. This type of “probate” can take as little as a couple of weeks. But if the estate is comprised of a house, a bank account, and an interest in the family business, administration can get complicated and drag out. You can avoid probate of your estate entirely by funding your assets into a living trust. They would pass to living beneficiaries according to the terms stated in your trust formation documents so a probate case never has to be opened with the court. Of course, this assumes that you remember to title all your property in the trust’s name after you form it. You might also consider minimizing your estate by holding title to certain assets in such a way that they’ll pass automatically to living beneficiaries at the time of your death. You don’t necessarily have to go to all the trouble of creating a living trust. Talk to an estate planning attorney about the possibility of creating a trust, payable-on-death accounts, or holding real estate with someone else with rights of survivorship. Any of these options might minimize your estate so it can qualify as a small estate and pass by affidavit. If the personal representative and the beneficiaries get along, if the assets aren’t complicated, and if the estate isn’t taxable, the probate process could take well less than a year. Otherwise, it can drag on for a year or more. Probate Attorney Free ConsultationWhen you need legal help from a probate lawyer in Utah, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 67 reviews
ATV Accident Lawyer Tooele Utah via Michael Anderson https://www.ascentlawfirm.com/how-soon-must-a-probate-be-filed/ |
Probate LawyerProbate Lawyer in West Jordan Utah. If you need probate lawyer, trust attorney, inheritance counsel, living trust, last will and testament, call 801-676-5506 now for a free consultation. Archives
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